In Closed Loans
Why are our rates so low?
- 1. We work with dozens of the top wholesale lenders and shop their rates in real time, finding an amazing rate for you.
- 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
- 3. Our profit per loan is much lower than banks. We know if we give you an amazing deal, you will send us lots of referrals.
How We Stack Up
|Loan Factory||Banks / Online Lenders / Brokers|
|Provide customized, real-time rate quotes||Rarely|
|Immediate notification of any market rate movements||Sometimes|
|Comprehensive rates comparisons across all lenders||Sometimes|
Our Client Testimonials
“I had a wonderful experience and I would highly recommend Mel to others.cecy Ovi on Jun 1, 2023 6:53 AM
Its easy to write a good review when things goes smoothly but when things go south, not so much. Felt like what could've gone wrong did go wrong for our loan, though no fault of LF, but thanks to the team, Don Diep, Matt Hang , Tom Le and Emi, we made it to the finish line. Special thanks to Matt for going above and beyond making the best of a dire situation and getting us to close.Clayton Chan on May 31, 2023 10:13 PM
Thanks to the dedication and excellent support from Loan Factory team: Suong Nguyen and Tom Le, my family has successfully closed our dream home. I have no doubt in recommending their second to none service to friends and partners.thanh le on May 31, 2023 9:17 PM
Ryan Domingo and Tom Le were very fast, thorough, patient and just simply exceptional in helping us finish the loan process. They are awesome. Rocket Mortgage mean business and the team are out there to help.Rogeric Teodoro on May 31, 2023 5:37 PM
Suong and Tom is the best helper for meJohn Nguyen on May 31, 2023 5:35 PM